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Individual Dental Insurance Plans for California
05/12/16 8:49 AM

I want a low cost individual dental insurance plan that does not have any long terms waiting periods I know I may need more then just a preventive dental care, since I have not seen a dentist in a few years.  I am 23 and now that I am working a full time job I feel I can afford to get some dental care.

Reply:  There are a few rear PPO plans that may not have waiting periods, but make sure you read them carefully because they will normally limit your coverage’s/benefits some other way but either have a very low maximum limitation with in the first year or provide low coverage’s with in the first year.   Dental insurance plans that normally do not have any waiting periods would be your HMO insurance plans.  However with HMO’s dental insurance plans you do not to make sure you pick a plan provider since there is no outside network benefits.

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